Hi, Mark. Love your site. I have my own, strange story to tell: I took out roughly $38,000 for 4 years through HESAA prior to graduating in 2008. I was keeping up on the payments, and then in 2009, I went through a separation and subsequent divorce. During this Read more…
I can hear it now. “You borrowed this money, it’s your problem that you owe it, tough shit kid!” When students rightly demand answers about how they got into the debt hole the “personal responsibility” and “Protestant Work Ethic” crowd do back flips thinking all students who borrow are financially Read more…
A friend of HESAA HELL dropped this note in my inbox. One would think that if HESAA spent more time actually helping borrowers than lecturing them we’d all be better off. Better yet, we should abolish HESAA, lower tuition and increase grants and scholarships! ————— I have a short but Read more…
I recieved the following note from a borrower fed up with HESAA’s poor track record with “customer service” and overall chicanery with (let’s say this together) *our* money. His name is Robert Rusczek and his blog post about HESAA is an open letter to his state legislator. https://medium.com/@RRuszczyk/an-open-letter-to-nj-legislators-about-nj-class-loans-e19e1e9434d0 Here is Read more…
I think Teresa Gervasio, head of HESAA student services, has some ‘splainin’ to do. Why wasn’t this borrower informed of her right to a hardship deferral after she explained to a HESAA rep that she couldn’t make her monthly payment? “Ask your parents for money” is not a proper response Read more…
Dear Friends of HESAA Hell, You know you are burning and not just because it’s the summer. Some of you have the dead weight of HESAA loans to contend with and it won’t just go away. It’s time to speak out, if only on an anonymous internet blog. It’s your Read more…
Below are comments from a borrower who found me on Change.org, I removed all the location details. Please visit: https://www.change.org/petitions/state-senator-steve-sweeney-investigate-hesaa#share Sign the petition! Let’s get the ball rolling. ——————————– I currently owe HESAA over $134,000, over the course of 30 years, at an interest rate of 8.3%. I’m currently paying Read more…
I had the opportunity to converse with this HESAA borrower not too long ago. This story shows clearly that the loan sharks behind HESAA really don’t care about your life, just enslaving you to debt for as long as they can make a profit. Someday this is going to change Read more…
This came in from a HESAA borrower who was tired of being bullied by this agency who supposedly works on behalf of us. We don’t have to let them get away with this. Time to organize the fight back.———-I am a fellow Hesaa Hell inductee. Upon graduation i was unable Read more…
So since starting this blog I realize it is going to be an uphill climb finding out all the information on HESAA. They aren’t necessarily a transparent state run loan sharking scheme, but I’m *going* to find something on them that I think deserves attention and is worth exposing in the media.I’m also Read more…